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Fixed Deposit & Bonds

Home Service Fixed Deposit & Bonds

1. Fixed Deposits

FDs are one of the oldest and most common methods of investing. When it comes to assured returns, choosing the right type of savings scheme makes all the difference.
Fixed Deposits let you make the most of value-added benefits as you create wealth at low risk.Fixed Deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits.


  • Financial Institutions.
  • Non-Banking Finance Companies (NBFCs).
  • Manufacturing Companies.
  • Housing Finance Companies.
  • Government Companies.
  • Company Fixed Deposits offer comparatively higher returns than banks. Choose the best tenure for you from a wide range as per your convenience. You can choose how frequently you want to receive your interest payments:

  • Maturity
  • Yearly
  • Half-yearly
  • Quarterly
  • Monthly
  • Company Fixed Deposits are non transferable that means there is no fear of FD receipt being stolen. In case it falls into wrong hands, it cannot be misused. Premature encashment of deposit is available any time subject to payment of prescribed penalty. Diversify Risk - The deposits should be spread over a large number of companies engaged in different industries. This way, you will be able to diversify your risk among various industries/companies.

    Many companies operating in the Company Deposit market. This will help you decide whether to renew or reshuffle the deposit. Attractive rates as applicable from time to time.


    2. Bonds

    A bond is a debt security, similar to an IOU. Borrowers issue bonds to raise money from investors willing to lend them money for a certain amount of time. When you buy a bond, you are lending to the issuer, which may be a government, municipality, or corporation.